Business & Commercial Insurance

Texas business owners know the value of securing the proper insurance coverages; without the right business insurance, an accident or unforeseen circumstance can threaten the financial livelihood of your business. Call Nancy Kuznieski Insurance Agency, Inc. today to learn more about your business insurance options.  

What Is Covered by Business Insurance?  

You can purchase multiple different types of insurance to cover your business. Examples include: 

• General liability insurance—This helps cover expenses and legal fees resulting from third-party injury or property damage claims. General liability insurance may include premises liability, products liability, personal injury and advertising injury coverage.
• Commercial property insurance—This helps cover your business’s assets (e.g., your building and furniture) if a fire, explosion or other covered peril damages them, or if they are stolen. Protection for leased or owned equipment and other property on the premises may also be available. 
• Business interruption insurance—This helps protect your business financially if it’s forced to close your business temporarily after a covered event. Business interruption insurance may also help replace lost revenue and pay for taxes and wages until you can reopen.
• Commercial auto insurance—This helps cover business-owned vehicles if damaged, stolen or in an accident. Liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage and personal injury protection may be available.
• Professional liability insurance—This is also known as errors and omissions (E&O) insurance; it helps cover your business if claims arise that a professional service you provided resulted in economic harm to a third party.
• Workers’ compensation—This helps cover medical bills or provide wage replacement payments to employees who suffer a work-related illness or injury. 

Several other cover options are available. Your agent can help you determine which ones are the best for your business and which types may be required by law. Contact us to discuss available coverages, exclusions and limits. 

How To Get Business Insurance in Texas 

Nancy Kuznieski Insurance Agency, Inc. is here, ready to help you secure the right coverage for your business. Contact us today for more information or a quote.