Flood Insurance

Homeowners, renters and commercial property insurance do not typically cover flood damage. However, the National Flood Insurance Program (NFIP) and private insurers provide flood insurance policies to help property owners fill this coverage gap. If you are looking for coverage in Austin, Texas, and the surrounding area, call Nancy K Agency at 512-871-0864 or get a flood insurance quote today. 

Why You Need Flood Insurance 

Floods are among the most frequent natural disasters in the United States, and they cause billions of dollars in property damage each year. By having flood insurance, homeowners, renters and businesses may be able to cover costs related to flood damage. Coverage can help policyholders ease their financial burdens even though their property may have experienced significant water damage. 

Coverage Offered by Flood Insurance 

Although commercial and residential flood insurance policies vary, they commonly offer: 

 

• Building property coverage—Helps repair or rebuild an insured building

• Contents coverage—Covers items within the insured structure

Other coverage may also be available. Ask your agent for more information about the specific protection your policy may provide. 

Flood Insurance Coverage Requirements 

If your property is mortgaged, you may be required to carry at least a minimum amount of flood insurance coverage. To learn more about coverage requirements, speak to an agent today. 

 

Flood Insurance Costs 

Various factors may influence the cost of your flood insurance, and premiums can vary. Speak to your agent to learn more about how policies are priced. 

Got Questions About Flood Insurance? 

If you have questions about getting flood insurance for your property, Nancy K Agency may be able to help. To get in touch with us, call 512-871-0864 or get a flood insurance quote today.